$3,650,000
Panama City Beach, FL 32413
MLS# 998665
7 beds | 8 baths | 4221 sqft

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Property Description
Seller welcomes all reasonable offers and values constructive negotiations .Positioned directly across from the Gulf with permanent, unobstructed emerald water views, this newly built coastal retreat delivers the kind of location and flexibility buyers rarely find along Panama City Beach. Completed in 2023 and offered fully furnished turnkey, this 7 bedroom, 8 bathroom residence spans over 4,200 square feet and comfortably accommodates up to 22 guests in beds, making it exceptionally well suited for both luxury coastal living and high performing vacation rental potential. Expansive Gulf-facing balconies create the perfect setting for sunrise coffee, afternoon sea breezes, and unforgettable sunset views. Private deeded beach access places the sugar white sands just steps away, while the absence of an HOA allows owners the freedom and flexibility today's buyers are actively searching for. This property already carries over $100,000 in future rental bookings on the calendar, offering immediate income potential from day one. Supporting rental history, forward bookings, and appraisal documentation are available upon request. Investors will appreciate the strong income positioning, with projected annual short term rental performance approaching $350,000 based on nearby comparable data and market trends. Buyers are encouraged to independently verify all projections and rental performance. Whether positioned as a luxury second home, income producing asset, or legacy beach property.
Details
Maps
Status Change Info
Status: Active
Contract Info
List Date: 2026-03-23
Current Price: $3,650,000
List Price: $3,650,000
List Price/SqFt: 864.72
Listing Board: Emerald Coast
Location Tax and Legal
Area: 27 - Bay County
Street #: 14328
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Bid-A-Wee Beach
Parcel ID: 34683-000-000
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 4221
SqFt Source: County PA Records
Bedrooms: 7
Full Baths: 7
Half Baths: 1
Total Bathrooms: 8
# Stories: 3
Year Built: 2023
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 2
userdefined76: 2
Acreage: 0.14
Pool: Yes
Pool Type: Private
Waterfront
Waterfront Feet: 50
Property Features
Construction Status: Construction Complete
Lot Features: Corner; Survey Available; Within 1/2 Mile to Water
Zoning: Resid Multi-Family
Waterview: Gulf
Parking Features: Garage Attached
Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Pool - In-Ground; Separate Living Area; Shower; Sprinkler System
Interior: Breakfast Bar; Ceiling Crwn Molding; Elevator; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Lighting Recessed; Owner's Closet; Pantry; Wet Bar; Window Treatment All; Woodwork Painted
Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Ice Machine; Microwave; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat High Efficiency; Insulated Doors; Insulated Floors; Water Heater - Gas; Water Heater - Tnkls
Master Bedroom: Third
Bedroom: First; Second; Third
Kitchen: Second
Living Room: First
Full Bathroom: First; Second
Rooms: Balcony; Bedroom; Dining Room; Family Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Pantry; Recreation Room
Financing: Conventional; Other
Supplements
Gulf views. Newer construction. No HOA. Deeded beach access. Strong rental capability.
Ideally located just minutes from Pier Park, shopping, dining, entertainment, and local excursions, with golf cart friendly access adding to the laid back coastal lifestyle appeal.
Opportunities like this rarely come to market with this combination of size, location, views, and proven income trajectory already in place.
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks | Dimensions |
| Bedroom | First | 12 x 14.8 | 12.00 | 14.80 | King bed plus twin bunks (lofted above) | 12 x 14.8 |
| Bedroom | First | 12.4 x 12 | 12.40 | 12.00 | King bed bunks | 12.4 x 12 |
| Bedroom | Second | 17.1 x 12.9 | 17.10 | 12.90 | King bed plus twin bunks (lofted above) | 17.1 x 12.9 |
| Living Room | First | 21 x 14 | 21.00 | 14.00 | 21 x 14 | |
| Recreation Room | First | 21 x 23.2 | 21.00 | 23.20 | King bed bunks | 21 x 23.2 |
| Family Room | Second | 17 x 16.11 | 17.00 | 16.11 | 17 x 16.11 | |
| Dining Room | Second | 10.11 x 12 | 10.11 | 12.00 | 10.11 x 12 | |
| Kitchen | Second | 16.11 x 12 | 16.11 | 12.00 | 16.11 x 12 | |
| Pantry | Second | 6.3 x 12 | 6.30 | 12.00 | 6.3 x 12 | |
| Full Bathroom | First | 6 x 9 | 6.00 | 9.00 | 6 x 9 | |
| Laundry | First | 4.2 x 5.7 | 4.20 | 5.70 | 4.2 x 5.7 | |
| Full Bathroom | First | 8.8 x 6.8 | 8.80 | 6.80 | 8.8 x 6.8 | |
| Full Bathroom | First | 7.11 x 9.2 | 7.11 | 9.20 | 7.11 x 9.2 | |
| Balcony | Second | 10 x 29.4 | 10.00 | 29.40 | 10 x 29.4 | |
| Full Bathroom | Second | 5.8 x 15.11 | 5.80 | 15.11 | 5.8 x 15.11 | |
| Full Bathroom | 5.11 x 12.1 | 5.11 | 12.10 | 5.11 x 12.1 | ||
| Master Bathroom | Third | 8.4 x 12.1 | 8.40 | 12.10 | 8.4 x 12.1 | |
| Master Bedroom | Third | 33.5 x 14.6 | 33.50 | 14.60 | 33.5 x 14.6 | |
| Bedroom | Third | 22.6 x 14.2 | 22.60 | 14.20 | 22.6 x 14.2 | |
| Balcony | Third | 8.6 x 14.2 | 8.60 | 14.20 | 8.6 x 14.2 |
Listing Office: Corcoran Reverie SRB
Last Updated: July - 15 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.