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4049 N Indian Bayou, Destin, FL 32541 (MLS# 989969)


$3,199,000
4049 N Indian Bayou
Destin, FL 32541
MLS# 989969
5 beds  |  6 baths  |  4751 sqft


4049 N Indian Bayou, Destin, FL 32541
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Property Description
Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,

Details
Maps
Status Change Info
Status: Active
Contract Info
List Date: 2025-05-30
Current Price: $3,199,000
List Price: $3,199,000
List Price/SqFt: 673.33
Listing Board: Emerald Coast
Location Tax and Legal
Area: 14 - Destin
Street #: 4049
Street Direction: N
Street Name: Indian Bayou
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: MORENO ACRES S/D
Parcel ID: 00-2S-22-1244-0000-004A
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 4751
SqFt Source: Appraiser
Bedrooms: 5
Full Baths: 4
Half Baths: 2
Total Bathrooms: 6
# Stories: 2
Year Built: 2022
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 2
Driveway Spaces: 4
Acreage: 0.43
Pool: Yes
Pool Type: Private
Waterfront
Waterfront Feet: 102
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Cleared; Interior; Level; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Bayou
Waterview: Bayou
Parking Features: Garage; Garage Attached; Oversized
Project Facilities: Fishing; Waterfront
Exterior: Dock; Fenced Back Yard; Fireplace; Guest Quarters; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - In-Ground; Porch Open; Rain Gutter; Sprinkler System; Summer Kitchen
Interior: Breakfast Bar; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Floor WW Carpet; Kitchen Island; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some
Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Water Heater - Tnkls
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom; Sitting Room
Financing: Conventional
Supplements
a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.
Room Information
Room Name Level Dimensions Length Width Dimensions
Dining RoomFirst12 x 1212.0012.0012 x 12
Sitting RoomFirst12 x 1212.0012.0012 x 12
Living RoomFirst20 x 1820.0018.0020 x 18
KitchenFirst12 x 1212.0012.0012 x 12
Master BedroomFirst14 x 1214.0012.0014 x 12
BedroomFirst12 x 1212.0012.0012 x 12
BedroomFirst12 x 1212.0012.0012 x 12
BedroomFirst12 x 1212.0012.0012 x 12

Listing Office: Realty ONE Group Emerald Coast

Last Updated: May - 27 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.