$895,000
Miramar Beach, FL 32550
MLS# 1006957
3 beds | 2 baths | 1548 sqft
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Property Description
Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house. It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market. Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.
Details
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Documents
Status Change Info
Status: Active
Contract Info
List Date: 2026-07-05
Current Price: $895,000
List Price: $895,000
List Price/SqFt: 578.17
Listing Board: Emerald Coast
Location Tax and Legal
Area: 15 - Miramar/Sandestin Resort
Street #: 440
Street Name: Sandy Cay
Street Suffix: Drive
State: FL
Zip Code: 32550
County: Walton
Project Name/Subdivision: PARADISE RETREAT
Parcel ID: 30-2S-21-42790-00C-0220
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 1548
SqFt Source: County PA Records
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2004
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 2
Driveway Spaces: 2
userdefined76: 4
Acreage: 0.13
Pool: No
Pool Type: None
Lot Features
Coastal Barrier Zone: Yes
Property Features
Construction Status: Construction Complete
Lot Features: Covenants; Interior; Restrictions; Sidewalk; Storm Sewer; Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Garage Attached
Project Facilities: Beach; Deed Access; Gated Community; Short Term Rental - Allowed
Exterior: Lawn Pump; Patio Open; Rain Gutter; Sprinkler System
Interior: Breakfast Bar; Ceiling Vaulted; Floor Vinyl; Furnished - All; Newly Painted; Pantry; Renovated; Split Bedroom; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer
Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Full Bathroom: First
Rooms: Bedroom; Dining Room; Foyer; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional; FHA
Fees Include: Accounting; Ground Keeping; Management; Security
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Kitchen | First | 11.3 x 10 | 11.30 | 10.00 | 11.3 x 10 |
| Living Room | First | 17.9 x 14.4 | 17.90 | 14.40 | 17.9 x 14.4 |
| Dining Room | First | 12.7 x 8.8 | 12.70 | 8.80 | 12.7 x 8.8 |
| Master Bedroom | First | 12.3 x 14.1 | 12.30 | 14.10 | 12.3 x 14.1 |
| Master Bathroom | First | 12.3 x 11.2 | 12.30 | 11.20 | 12.3 x 11.2 |
| Bedroom | First | 11.8 x 9.8 | 11.80 | 9.80 | 11.8 x 9.8 |
| Bedroom | First | 10 x 12.1 | 10.00 | 12.10 | 10 x 12.1 |
| Full Bathroom | First | 8.6 x 5 | 8.60 | 5.00 | 8.6 x 5 |
| Foyer | First | 10.3 x 6 | 10.30 | 6.00 | 10.3 x 6 |
| Laundry | First | 9 x 6 | 9.00 | 6.00 | 9 x 6 |
| Garage | First | 19.1 x 19.8 | 19.10 | 19.80 | 19.1 x 19.8 |
Recent Upgrades 
Seller's Disclosure 
Listing Office: RE/MAX by the Sea
Last Updated: August - 03 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.