$4,350,000
Panama City, FL 32408
MLS# 977364
7 beds | 9 baths | 4715 sqft
|

1 / 85
Property Description
If you're looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features.
Details
Maps
Status Change Info
Status: Active
Contract Info
List Date: 2025-05-27
Current Price: $4,350,000
List Price: $4,350,000
List Price/SqFt: 922.59
Listing Board: Emerald Coast
Location Tax and Legal
Area: 27 - Bay County
Street #: 8711
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: No Named Subdivision
Parcel ID: 30195-000-000
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 4715
SqFt Source: Building Plan
Bedrooms: 7
Full Baths: 8
Half Baths: 1
Total Bathrooms: 9
# Stories: 4
Year Built: 2025
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 9
userdefined76: 9
Acreage: 0.28
Pool: Yes
Pool Type: Private
Waterfront
Waterfront Feet: 36
Property Features
Construction Status: Construction Complete
Lot Features: Dead End; Flood Insurance Req; Survey Available
Zoning: Resid Single Family
Waterfront: Gulf
Exterior: Balcony; Columns; Deck Covered; Deck Open; Patio Covered; Pool - Gunite Concrt; Pool - In-Ground
Interior: Breakfast Bar; Ceiling Cathedral; Ceiling Crwn Molding; Floor Tile; Furnished - All; Kitchen Island; Newly Painted; Owner's Closet; Pantry; Window Bay; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Gas; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Storm Windows; Water Heater - Elect
Master Bedroom: Fourth
Bedroom: Second; Third; Fourth
Kitchen: Second
Rooms: Bedroom; Bonus Room; Den; Kitchen; Master Bedroom; Storage
Financing: Conventional
Supplements
Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis.
The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Bonus Room | First | 15 x 16 | 15.00 | 16.00 | 15 x 16 |
| Bedroom | Second | 11 x 12 | 11.00 | 12.00 | 11 x 12 |
| Bedroom | Second | 11 x 14 | 11.00 | 14.00 | 11 x 14 |
| Bedroom | Third | 12 x 14 | 12.00 | 14.00 | 12 x 14 |
| Bedroom | Third | 12 x 14 | 12.00 | 14.00 | 12 x 14 |
| Bedroom | Third | 12 x 15 | 12.00 | 15.00 | 12 x 15 |
| Bedroom | Fourth | 10 x 22 | 10.00 | 22.00 | 10 x 22 |
| Master Bedroom | Fourth | 17 x 29 | 17.00 | 29.00 | 17 x 29 |
| Kitchen | Second | 14 x 24 | 14.00 | 24.00 | 14 x 24 |
| Den | Second | 14 x 21 | 14.00 | 21.00 | 14 x 21 |
| Den | Third | 11 x 21 | 11.00 | 21.00 | 11 x 21 |
| Storage | First | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
Listing Office: Compass
Last Updated: July - 21 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.